Management Team

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Mr. Suman Saurabh

(Managing Director & CEO)

Mr. Suman has over 15 years of industry experience especially in Bank and Micro Finance domain. He has handled senior management roles in different control and support functions at Utkarsh Small Finance Bank. Prior to appointment as MD & CEO of UCL, Mr. Suman was with Utkarsh Small Finance Bank (USFBL) as Head Structured finance and Lending. Initially he had joined Utkarsh Small Finance Limited as Head Finance & Corporate Communication.

Prior to joining Utkarsh, he was with Bhartiya Micro Credit as Director and Chief Executive Officer. He also had stint with Bharitya Harit Khadi Gramudyog Sansthan as Founding Member Secretary, YTS Solutions Private Limited as General Manager Credit Products, Yes Bank Limited as Vice President, Food & Agri Business Research Management, Northern Arc Capital Limited (erstwhile IFMR Capital) as Business Head North and East India, IFMR Mezzanine Finance Private Limited as Senior Analyst, Business Development and Peoples’ Association for Research and Development as District Co-ordinator. He started his career as a Field Supervisor with Gramudyog Hastkala Kendra.

He is a PGDRM (Finance) from Institute of Rural Management, Anand (IRMA) and an Honours Graduate in Geography from Magadh University Bodhgaya.


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Mr. Harshit Agrawal

(Chief Financial Officer)

Mr. Harshit has over eleven (11) years of experience in the fields of Accounts & Finance, Taxation, Micro Credit and Internal Audit. Initially, he had joined Utkarsh Micro Finance Pvt. Ltd. (UMFPL) as a Concurrent Auditor in the Internal Audit Department and is currently overseeing Finance and Accounts verticals as the CFO of the company. Prior to UMFPL, he was with a real-estate company based out of Varanasi in its Finance and Accounts vertical as F&A Supervisor. He is a Chartered Accountant (CA) by profession from Institute of Chartered Accountants of India (ICAI) and a Commerce Graduate from Banaras Hindu University (BHU), Varanasi. He is a Junior Associate of Indian Institute of Bankers (JAIIB) and has other Certifications from IIBF.

Prior to UMFPL, he was with a real-estate company based out of Varanasi in its Finance and Accounts vertical as F&A supervisor.

He is a Chartered Accountant (CA) by profession from Institute of Chartered Accountants of India (ICAI) and a Commerce Graduate from Banaras Hindu University (BHU). He is a Junior Associate of Indian Institute of Bankers (JAIIB) and has other Certifications from IIBF.


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Mr. Neeraj Kumar Tiwari

(Company Secretary & Compliance Officer)

Mr. Neeraj has over nine (09) years of experience in company secretarial and corporate compliance domain with Utkarsh, ever since its NBFC-MFI format as Utkarsh Micro Finance Private Limited (UMFPL) and now in the NBFC-CIC format as Utkarsh CoreInvest Limited. Prior to Utkarsh, he was with a Corporate law firm at Prayagraj as a Designated Partner. He is a Fellow Member of the Institute of Company Secretaries of India (ICSI) and holds a Bachelor’s Degree in Law from Veer Kunwar Singh University, Arrah, Bihar He is a Member of the Managing Committee, Northern India Regional Council (Varanasi Chapter), ICSI.

Prior to Utkarsh, he was with a corporate law firm at Allahabad as Designated Partner.

He is a Fellow Member of the Institute of Company Secretaries of India and holds a bachelor's degree in law from Veer Kunwar Singh University, Arrah, Bihar.