Management Team

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Mr. Suman Saurabh

(Managing Director & CEO)

Mr. Suman Saurabh has over Seventeen (17) years of BFSI industry experience especially in the domains of Investors Relationship, Client Acquisition, Corporate Lending, Due Diligence, Structuring, Portfolio Management, Wholesale Banking, Credit Analysis, Product and Process Development, Financial Planning and Analysis, Fund Raising and relating Banking Operations.

Prior to joining Utkarsh CoreInvest Limited, he had stints with Utkarsh Small Finance Bank (USFBL) as the Head of Structuring Desk (team responsible for structured finance). He has also been the Head - Wholesale Banking Business & Process Support and Head - Finance & Corporate Communication being part of the IPO Team.

Earlier he had stints with other entities, including Bhartiya Micro Credit as Director & Chief Executive Officer; Bhartiya Harit Khadi Gramoday Sansthan as Founding Member Secretary; YTS Solutions Pvt. Ltd. as General Manager, Credit Products; Yes Bank Ltd. as Vice President, Food and Agribusiness Research Management (FARM); Northern Arc Capital Limited (Erstwhile Known as IFMR Capital) as Business Head, North & East India; and IFMR Mezzanine Finance Pvt. Ltd. as Senior Analyst, Business Development.

He is a Rural Management Graduate from Institute of Rural Management, Anand (IRMA) and a B. A. (Geography Hons.) Graduate from Magadh University. He also has certifications in ‘Rural Marketing’ and ‘Rural Business Development’ from Entrepreneurship Development Institute of India, Ahmedabad.


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Mr. Harshit Agrawal

(Chief Financial Officer)

Mr. Harshit has over thirteen (13) years of experience in the fields of Accounts & Finance, Taxation, Micro Credit and Internal Audit. Initially, he had joined Utkarsh Micro Finance Pvt. Ltd. (UMFPL) as a Concurrent Auditor in the Internal Audit Department and is currently overseeing Finance and Accounts verticals as the CFO of the company. Prior to UMFPL, he was with a real-estate company based out of Varanasi in its Finance and Accounts vertical as F&A Supervisor. He is a Chartered Accountant (CA) by profession from Institute of Chartered Accountants of India (ICAI) and a Commerce Graduate from Banaras Hindu University (BHU), Varanasi. He is a Junior Associate of Indian Institute of Bankers (JAIIB) and has other Certifications from IIBF.


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Mr. Neeraj Kumar Tiwari

(Company Secretary & Compliance Officer)

Mr. Neeraj has over eleven (11) years of experience in company secretarial and corporate compliance domain with Utkarsh, ever since its NBFC-MFI format as Utkarsh Micro Finance Private Limited (UMFPL) to in the NBFC-CIC format now as Utkarsh CoreInvest Limited. Prior to Utkarsh, he had stint with a Corporate law firm at Allahabad as Designated Partner. He is a Fellow Member of the Institute of Company Secretaries of India and holds a bachelor’s degree in law from Veer Kunwar Singh University, Arrah, Bihar. He is the Member of Managing Committee of Varanasi Chapter of NIRC of ICSI for the FY 2023-24 to FY 2026-27.